YEARLY HIGH
1.1863 PLN
YEARLY LOW
1.0292 PLN
YEARLY AVERAGE
1.0942 PLN

2021 PGK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PGK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 1.1863. Conversely, the yearly low was recorded on June 1, dropping to 1.0292.

This high-to-low spread represents a total annual volatility of 0.1571 PLN. From a start-to-finish perspective, comparing the January average rate of 1.0551 to the December average rate of 1.1564, the exchange rate registered a net change of 9.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1863 was down 5.83% compared to the 2020 peak of 1.2598, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 5,931 PLN
2020 Average 5,621 PLN
Yearly Trough Low 5,146 PLN
Transaction Impact: A difference of 785.53 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1679
1.0402
JanuMarcMayJulySeptNove

PGK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.0660, compared to 1.1225 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0565 points.

H1 Avg (JanтАУJun) 1.0660
H2 Avg (JulтАУDec) 1.1225

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0672 PLN (High: 1.0964 / Low: 1.0292). On the other end, October was the most stable month, with a tight range of 0.0219 PLN (High: 1.1344 / Low: 1.1125).

June Spread (Volatile) ┬▒0.0672
October Spread (Stable) ┬▒0.0219

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0224 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0224

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.1573) against the same month in 2020 (average: 1.0788), the exchange rate shifted by +0.0785 (+7.28%).

2021 Avg (November) 1.1573
2020 Avg (November) 1.0788

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.0667 1.0368 1.0551
February 1.0691 1.0390 1.0509
March 1.1252 1.0639 1.0952
April 1.1061 1.0630 1.0777
May 1.0799 1.0349 1.0553
June 1.0964 1.0292 1.0617
July 1.1125 1.0677 1.0976
August 1.1180 1.0886 1.0990
September 1.1305 1.0713 1.1017
October 1.1344 1.1125 1.1228
November 1.1863 1.1215 1.1573
December 1.1741 1.1448 1.1564