YEARLY HIGH
0.0288 BAM
YEARLY LOW
0.0271 BAM
YEARLY AVERAGE
0.0280 BAM

2026 PHP to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 0.0288. Conversely, the yearly low was recorded on April 30, dropping to 0.0271.

This high-to-low spread represents a total annual volatility of 0.0017 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0282 to the December average rate of 0.0278, the exchange rate registered a net change of -1.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0288 was down 12.01% compared to the 2025 peak of 0.0328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 7,208 BAM
2025 Average 7,542 BAM
Yearly Trough Low 6,776 BAM
Transaction Impact: A difference of 432.37 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0285
0.0272
JanuMarcMayJuly

PHP to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0280, compared to 0.0278 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0002 points.

H1 Avg (JanтАУJun) 0.0280
H2 Avg (JulтАУDec) 0.0278

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0012 BAM (High: 0.0283 / Low: 0.0271). On the other end, May was the most stable month, with a tight range of 0.0001 BAM (High: 0.0274 / Low: 0.0272).

April Spread (Volatile) ┬▒0.0012
May Spread (Stable) ┬▒0.0001

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0284) against the same month in 2025 (average: 0.0315), the exchange rate shifted by -0.0032 (-10.00%).

2026 Avg (March) 0.0284
2025 Avg (March) 0.0315

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Month High Low Average
January 0.0284 0.0278 0.0282
February 0.0288 0.0280 0.0284
March 0.0288 0.0280 0.0284
April 0.0283 0.0271 0.0278
May 0.0274 0.0272 0.0273
June 0.0281 0.0272 0.0277
July 0.0279 0.0277 0.0278