YEARLY HIGH
3.2261 DJF
YEARLY LOW
2.9921 DJF
YEARLY AVERAGE
3.0946 DJF

2025 PHP to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 3.2261. Conversely, the yearly low was recorded on December 9, dropping to 2.9921.

This high-to-low spread represents a total annual volatility of 0.2339 DJF. From a start-to-finish perspective, comparing the January average rate of 3.0416 to the December average rate of 3.0225, the exchange rate registered a net change of -0.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.2261 was up 0.32% compared to the 2024 peak of 3.2159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 806,517 DJF
2024 Average 776,188 DJF
Yearly Trough Low 748,032 DJF
Transaction Impact: A difference of 58,484.55 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.2205
3.0040
JanuMarcMayJulySeptNove

PHP to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.1157, compared to 3.0735 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0422 points.

H1 Avg (JanтАУJun) 3.1157
H2 Avg (JulтАУDec) 3.0735

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.1093 DJF (High: 3.1617 / Low: 3.0524). On the other end, November was the most stable month, with a tight range of 0.0344 DJF (High: 3.0362 / Low: 3.0017).

July Spread (Volatile) ┬▒0.1093
November Spread (Stable) ┬▒0.0344

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0559 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0559

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 3.2025) against the same month in 2024 (average: 3.0754), the exchange rate shifted by +0.1270 (+4.13%).

2025 Avg (May) 3.2025
2024 Avg (May) 3.0754

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 3.0646 3.0136 3.0416
February 3.0957 3.0389 3.0671
March 3.1089 3.0635 3.0967
April 3.1791 3.0948 3.1308
May 3.2261 3.1809 3.2025
June 3.2028 3.1014 3.1557
July 3.1617 3.0524 3.1273
August 3.1474 3.0469 3.1140
September 3.1393 3.0510 3.1055
October 3.0829 3.0103 3.0497
November 3.0362 3.0017 3.0220
December 3.0476 2.9921 3.0225