YEARLY HIGH
0.1922 GHS
YEARLY LOW
0.1732 GHS
YEARLY AVERAGE
0.1834 GHS

2026 PHP to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 10, valuing the pair at 0.1922. Conversely, the yearly low was recorded on June 1, dropping to 0.1732.

This high-to-low spread represents a total annual volatility of 0.0190 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1821 to the December average rate of 0.1866, the exchange rate registered a net change of 2.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1922 was down 30.48% compared to the 2025 peak of 0.2765, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 48,060 GHS
2025 Average 55,058 GHS
Yearly Trough Low 43,312 GHS
Transaction Impact: A difference of 4,748.13 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1891
0.1743
JanuMarcMayJuly

PHP to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.1829, compared to 0.1866 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0037 points.

H1 Avg (JanтАУJun) 0.1829
H2 Avg (JulтАУDec) 0.1866

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0190 GHS (High: 0.1922 / Low: 0.1732). On the other end, March was the most stable month, with a tight range of 0.0039 GHS (High: 0.1845 / Low: 0.1806).

June Spread (Volatile) ┬▒0.0190
March Spread (Stable) ┬▒0.0039

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0080 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0080

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.1861) against the same month in 2025 (average: 0.1826), the exchange rate shifted by +0.0035 (+1.93%).

2026 Avg (June) 0.1861
2025 Avg (June) 0.1826

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.1859 0.1780 0.1821
February 0.1904 0.1843 0.1879
March 0.1845 0.1806 0.1823
April 0.1863 0.1807 0.1835
May 0.1828 0.1740 0.1755
June 0.1922 0.1732 0.1861
July 0.1890 0.1837 0.1866