YEARLY HIGH
3.6306 GYD
YEARLY LOW
3.3817 GYD
YEARLY AVERAGE
3.4768 GYD

2026 PHP to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 3.6306. Conversely, the yearly low was recorded on July 23, dropping to 3.3817.

This high-to-low spread represents a total annual volatility of 0.2489 GYD. From a start-to-finish perspective, comparing the January average rate of 3.5365 to the December average rate of 3.3951, the exchange rate registered a net change of -4.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.6306 was down 4.05% compared to the 2025 peak of 3.7837, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 907,646 GYD
2025 Average 910,046 GYD
Yearly Trough Low 845,418 GYD
Transaction Impact: A difference of 62,228.61 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.6145
3.3752
JanuMarcMayJuly

PHP to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.4904, compared to 3.3951 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0953 points.

H1 Avg (JanтАУJun) 3.4904
H2 Avg (JulтАУDec) 3.3951

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1715 GYD (High: 3.6184 / Low: 3.4469). On the other end, May was the most stable month, with a tight range of 0.0202 GYD (High: 3.4150 / Low: 3.3948).

March Spread (Volatile) ┬▒0.1715
May Spread (Stable) ┬▒0.0202

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0822 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0822

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 3.5945) against the same month in 2025 (average: 3.6115), the exchange rate shifted by -0.0170 (-0.47%).

2026 Avg (February) 3.5945
2025 Avg (February) 3.6115

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 3.5604 3.5160 3.5365
February 3.6306 3.5426 3.5945
March 3.6184 3.4469 3.5123
April 3.5271 3.3949 3.4760
May 3.4150 3.3948 3.4031
June 3.4728 3.3848 3.4197
July 3.4076 3.3817 3.3951