2025 PHP to HRK Historical Review

YEARLY HIGH

0.1265 HRK

YEARLY LOW

0.1086 HRK

YEARLY AVERAGE

0.1162 HRK

2025 PHP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.1265. Conversely, the yearly low was recorded on December 13, dropping to 0.1086.

This high-to-low spread represents a total annual volatility of 0.0180 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1246 to the December average rate of 0.1093, the exchange rate registered a net change of -12.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1265 was up 0.99% compared to the 2024 peak of 0.1253, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 31,629 HRK

2024 Average 30,400 HRK

Yearly Trough Low 27,141 HRK

Transaction Impact: A difference of 4,488.01 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1263

0.1078

JanuMarcMayJulySeptNove

PHP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1208, compared to 0.1116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.1208

H2 Avg (Jul–Dec) 0.1116

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0063 HRK (High: 0.1219 / Low: 0.1156). On the other end, August was the most stable month, with a tight range of 0.0017 HRK (High: 0.1143 / Low: 0.1126).

April Spread (Volatile) ±0.0063

August Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0042 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.1246) against the same month in 2024 (average: 0.1234), the exchange rate shifted by +0.0011 (+0.90%).

2025 Avg (January) 0.1246

2024 Avg (January) 0.1234

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	0.1265	0.1232	0.1246
February	0.1258	0.1237	0.1247
March	0.1253	0.1202	0.1216
April	0.1219	0.1156	0.1180
May	0.1215	0.1191	0.1201
June	0.1189	0.1133	0.1160
July	0.1142	0.1122	0.1134
August	0.1143	0.1126	0.1133
September	0.1135	0.1102	0.1121
October	0.1120	0.1094	0.1109
November	0.1120	0.1099	0.1107
December	0.1110	0.1086	0.1093

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा