YEARLY HIGH
2.8725 JMD
YEARLY LOW
2.6571 JMD
YEARLY AVERAGE
2.7682 JMD

2025 PHP to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 26, valuing the pair at 2.8725. Conversely, the yearly low was recorded on January 10, dropping to 2.6571.

This high-to-low spread represents a total annual volatility of 0.2153 JMD. From a start-to-finish perspective, comparing the January average rate of 2.6848 to the December average rate of 2.7189, the exchange rate registered a net change of 1.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8725 was up 1.44% compared to the 2024 peak of 2.8317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 718,114 JMD
2024 Average 682,528 JMD
Yearly Trough Low 664,279 JMD
Transaction Impact: A difference of 53,834.35 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8762
2.6674
JanuMarcMayJulySeptNove

PHP to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.7687, compared to 2.7677 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0010 points.

H1 Avg (JanтАУJun) 2.7687
H2 Avg (JulтАУDec) 2.7677

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.1107 JMD (High: 2.8555 / Low: 2.7449). On the other end, November was the most stable month, with a tight range of 0.0248 JMD (High: 2.7415 / Low: 2.7167).

July Spread (Volatile) ┬▒0.1107
November Spread (Stable) ┬▒0.0248

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0454 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0454

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 2.8588) against the same month in 2024 (average: 2.7050), the exchange rate shifted by +0.1538 (+5.69%).

2025 Avg (May) 2.8588
2024 Avg (May) 2.7050

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Month High Low Average
January 2.7015 2.6571 2.6848
February 2.7417 2.6699 2.7202
March 2.7469 2.7111 2.7323
April 2.8281 2.7408 2.7811
May 2.8725 2.8378 2.8588
June 2.8710 2.7791 2.8351
July 2.8555 2.7449 2.8122
August 2.8361 2.7363 2.8021
September 2.8264 2.7432 2.7963
October 2.7750 2.7152 2.7508
November 2.7415 2.7167 2.7259
December 2.7479 2.6952 2.7189