YEARLY HIGH
81.3299 MGA
YEARLY LOW
74.9225 MGA
YEARLY AVERAGE
78.2094 MGA

2021 PHP to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 81.3299. Conversely, the yearly low was recorded on July 12, dropping to 74.9225.

This high-to-low spread represents a total annual volatility of 6.4075 MGA. From a start-to-finish perspective, comparing the January average rate of 79.2067 to the December average rate of 78.8525, the exchange rate registered a net change of -0.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 81.3299 was down 1.31% compared to the 2020 peak of 82.4053, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 20,332,481 MGA
2020 Average 19,216,932 MGA
Yearly Trough Low 18,730,617 MGA
Transaction Impact: A difference of 1,601,864.01 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

79.4547
76.4786
JanuMarcMayJulySeptNove

PHP to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 78.3511, compared to 78.0676 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.2835 points.

H1 Avg (JanтАУJun) 78.3511
H2 Avg (JulтАУDec) 78.0676

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 4.6277 MGA (High: 80.3425 / Low: 75.7148). On the other end, April was the most stable month, with a tight range of 0.7924 MGA (High: 78.6318 / Low: 77.8394).

August Spread (Volatile) ┬▒4.6277
April Spread (Stable) ┬▒0.7924

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.7477 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.7477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 79.2067) against the same month in 2020 (average: 72.4133), the exchange rate shifted by +6.7934 (+9.38%).

2021 Avg (January) 79.2067
2020 Avg (January) 72.4133

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Month High Low Average
January 81.3299 78.2283 79.2067
February 79.0525 76.4467 77.9088
March 78.5327 76.7844 77.7517
April 78.6318 77.8394 78.2289
May 79.1574 77.9886 78.5363
June 80.6038 77.4009 78.4743
July 79.4924 74.9225 76.7266
August 80.3425 75.7148 77.5110
September 78.8136 77.3120 78.2652
October 79.0168 77.3299 78.0247
November 79.9720 78.4443 79.0255
December 79.9498 77.3655 78.8525