YEARLY HIGH
0.3448 NAD
YEARLY LOW
0.2985 NAD
YEARLY AVERAGE
0.3201 NAD

2024 PHP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PHP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 0.3448. Conversely, the yearly low was recorded on November 5, dropping to 0.2985.

This high-to-low spread represents a total annual volatility of 0.0462 NAD. From a start-to-finish perspective, comparing the January average rate of 0.3357 to the December average rate of 0.3120, the exchange rate registered a net change of -7.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.3448 was down 3.64% compared to the 2023 peak of 0.3578, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 86,188 NAD
2023 Average 83,158 NAD
Yearly Trough Low 74,637 NAD
Transaction Impact: A difference of 11,550.70 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.3420
0.3021
JanuMarcMayJulySeptNove

PHP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.3292, compared to 0.3110 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0181 points.

H1 Avg (JanтАУJun) 0.3292
H2 Avg (JulтАУDec) 0.3110

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 0.0215 NAD (High: 0.3240 / Low: 0.3025). On the other end, March was the most stable month, with a tight range of 0.0061 NAD (High: 0.3410 / Low: 0.3350).

December Spread (Volatile) ┬▒0.0215
March Spread (Stable) ┬▒0.0061

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2024. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0129 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0129

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2024: 0.3387) against the same month in 2023 (average: 0.3259), the exchange rate shifted by +0.0128 (+3.91%).

2024 Avg (February) 0.3387
2023 Avg (February) 0.3259

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.3402 0.3309 0.3357
February 0.3448 0.3312 0.3387
March 0.3410 0.3350 0.3372
April 0.3363 0.3242 0.3311
May 0.3242 0.3110 0.3182
June 0.3240 0.3038 0.3139
July 0.3150 0.3073 0.3119
August 0.3214 0.3120 0.3165
September 0.3198 0.3057 0.3144
October 0.3112 0.3024 0.3058
November 0.3106 0.2985 0.3055
December 0.3240 0.3025 0.3120