YEARLY HIGH
5.1064 PKR
YEARLY LOW
4.7192 PKR
YEARLY AVERAGE
4.8998 PKR

2025 PHP to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 5.1064. Conversely, the yearly low was recorded on January 10, dropping to 4.7192.

This high-to-low spread represents a total annual volatility of 0.3872 PKR. From a start-to-finish perspective, comparing the January average rate of 4.7672 to the December average rate of 4.7678, the exchange rate registered a net change of 0.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.1064 was up 0.66% compared to the 2024 peak of 5.0729, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,276,604 PKR
2024 Average 1,215,408 PKR
Yearly Trough Low 1,179,799 PKR
Transaction Impact: A difference of 96,804.89 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.0981
4.7372
JanuMarcMayJulySeptNove

PHP to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 4.9160, compared to 4.8835 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0324 points.

H1 Avg (JanтАУJun) 4.9160
H2 Avg (JulтАУDec) 4.8835

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.2781 PKR (High: 5.1064 / Low: 4.8283). On the other end, November was the most stable month, with a tight range of 0.0526 PKR (High: 4.8251 / Low: 4.7725).

March Spread (Volatile) ┬▒0.2781
November Spread (Stable) ┬▒0.0526

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0990 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0990

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 4.8830) against the same month in 2024 (average: 4.9839), the exchange rate shifted by -0.1009 (-2.02%).

2025 Avg (March) 4.8830
2024 Avg (March) 4.9839

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Month High Low Average
January 4.8043 4.7192 4.7672
February 4.8351 4.7676 4.8166
March 5.1064 4.8283 4.8830
April 5.0398 4.8770 4.9381
May 5.0960 5.0259 5.0680
June 5.0908 4.9471 5.0229
July 5.0445 4.8662 4.9988
August 5.0192 4.8537 4.9585
September 5.0067 4.8384 4.9401
October 4.8855 4.7803 4.8411
November 4.8251 4.7725 4.7950
December 4.8195 4.7206 4.7678