YEARLY HIGH
0.4418 SCR
YEARLY LOW
0.2442 SCR
YEARLY AVERAGE
0.3469 SCR

2020 PHP to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.4418. Conversely, the yearly low was recorded on March 16, dropping to 0.2442.

This high-to-low spread represents a total annual volatility of 0.1977 SCR. From a start-to-finish perspective, comparing the January average rate of 0.2688 to the December average rate of 0.4408, the exchange rate registered a net change of 64.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4418 was up 59.67% compared to the 2019 peak of 0.2767, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 110,458 SCR
2019 Average 66,062 SCR
Yearly Trough Low 61,038 SCR
Transaction Impact: A difference of 49,419.66 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4581
0.2512
JanuMarcMayJulySeptNove

PHP to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.3041, compared to 0.3897 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0855 points.

H1 Avg (JanтАУJun) 0.3041
H2 Avg (JulтАУDec) 0.3897

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0782 SCR (High: 0.3483 / Low: 0.2701). On the other end, September was the most stable month, with a tight range of 0.0038 SCR (High: 0.3715 / Low: 0.3677).

April Spread (Volatile) ┬▒0.0782
September Spread (Stable) ┬▒0.0038

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0005 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4408) against the same month in 2019 (average: 0.2699), the exchange rate shifted by +0.1709 (+63.34%).

2020 Avg (December) 0.4408
2019 Avg (December) 0.2699

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рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.2716 0.2510 0.2688
February 0.2714 0.2606 0.2690
March 0.2757 0.2442 0.2684
April 0.3483 0.2701 0.3233
May 0.3583 0.3199 0.3444
June 0.3576 0.3352 0.3511
July 0.3652 0.3533 0.3574
August 0.3802 0.3619 0.3663
September 0.3715 0.3677 0.3700
October 0.3990 0.3708 0.3813
November 0.4333 0.3980 0.4223
December 0.4418 0.4334 0.4408