YEARLY HIGH
11.6999 XAF
YEARLY LOW
10.9211 XAF
YEARLY AVERAGE
11.2600 XAF

2021 PHP to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 11.6999. Conversely, the yearly low was recorded on July 19, dropping to 10.9211.

This high-to-low spread represents a total annual volatility of 0.7788 XAF. From a start-to-finish perspective, comparing the January average rate of 11.2147 to the December average rate of 11.5321, the exchange rate registered a net change of 2.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.6999 was down 2.91% compared to the 2020 peak of 12.0504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 2,924,978 XAF
2020 Average 2,898,202 XAF
Yearly Trough Low 2,730,271 XAF
Transaction Impact: A difference of 194,707.24 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.5767
11.0407
JanuMarcMayJulySeptNove

PHP to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 11.2864, compared to 11.2336 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0528 points.

H1 Avg (JanтАУJun) 11.2864
H2 Avg (JulтАУDec) 11.2336

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.4686 XAF (High: 11.6275 / Low: 11.1588). On the other end, October was the most stable month, with a tight range of 0.1392 XAF (High: 11.2347 / Low: 11.0955).

November Spread (Volatile) ┬▒0.4686
October Spread (Stable) ┬▒0.1392

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2294 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2294

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 11.5321) against the same month in 2020 (average: 11.2073), the exchange rate shifted by +0.3247 (+2.90%).

2021 Avg (December) 11.5321
2020 Avg (December) 11.2073

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 11.3050 11.0656 11.2147
February 11.4014 11.0174 11.2311
March 11.5332 11.1979 11.3585
April 11.4866 11.1478 11.3212
May 11.3918 11.1298 11.2783
June 11.4008 11.2422 11.3148
July 11.2575 10.9211 11.0854
August 11.4116 10.9794 11.1037
September 11.1762 10.9766 11.1007
October 11.2347 11.0955 11.1551
November 11.6275 11.1588 11.4248
December 11.6999 11.2922 11.5321