YEARLY HIGH
4.1443 YER
YEARLY LOW
3.8389 YER
YEARLY AVERAGE
3.9625 YER

2026 PHP to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 4.1443. Conversely, the yearly low was recorded on July 16, dropping to 3.8389.

This high-to-low spread represents a total annual volatility of 0.3054 YER. From a start-to-finish perspective, comparing the January average rate of 4.0309 to the December average rate of 3.8567, the exchange rate registered a net change of -4.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.1443 was down 6.23% compared to the 2025 peak of 4.4198, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,036,072 YER
2025 Average 1,056,161 YER
Yearly Trough Low 959,721 YER
Transaction Impact: A difference of 76,351.39 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.1227
3.8325
JanuMarcMayJuly

PHP to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.9802, compared to 3.8567 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.1235 points.

H1 Avg (JanтАУJun) 3.9802
H2 Avg (JulтАУDec) 3.8567

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.2031 YER (High: 4.1325 / Low: 3.9294). On the other end, May was the most stable month, with a tight range of 0.0155 YER (High: 3.8943 / Low: 3.8788).

March Spread (Volatile) ┬▒0.2031
May Spread (Stable) ┬▒0.0155

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0921 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0921

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 4.0985) against the same month in 2025 (average: 4.2765), the exchange rate shifted by -0.1780 (-4.16%).

2026 Avg (February) 4.0985
2025 Avg (February) 4.2765

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 4.0558 4.0070 4.0309
February 4.1443 4.0382 4.0985
March 4.1325 3.9294 4.0064
April 4.0075 3.8709 3.9626
May 3.8943 3.8788 3.8825
June 3.9573 3.8615 3.9000
July 3.8748 3.8389 3.8567