YEARLY HIGH
0.3434 ZAR
YEARLY LOW
0.2814 ZAR
YEARLY AVERAGE
0.3113 ZAR

2025 PHP to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 0.3434. Conversely, the yearly low was recorded on December 31, dropping to 0.2814.

This high-to-low spread represents a total annual volatility of 0.0620 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.3204 to the December average rate of 0.2859, the exchange rate registered a net change of -10.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3434 was down 0.53% compared to the 2024 peak of 0.3452, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 85,847 ZAR
2024 Average 80,026 ZAR
Yearly Trough Low 70,351 ZAR
Transaction Impact: A difference of 15,495.86 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3379
0.2812
JanuMarcMayJulySeptNove

PHP to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.3222, compared to 0.3004 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0218 points.

H1 Avg (JanтАУJun) 0.3222
H2 Avg (JulтАУDec) 0.3004

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0209 ZAR (High: 0.3434 / Low: 0.3225). On the other end, August was the most stable month, with a tight range of 0.0056 ZAR (High: 0.3137 / Low: 0.3081).

April Spread (Volatile) ┬▒0.0209
August Spread (Stable) ┬▒0.0056

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0087 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.3332) against the same month in 2024 (average: 0.3311), the exchange rate shifted by +0.0021 (+0.62%).

2025 Avg (April) 0.3332
2024 Avg (April) 0.3311

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.3247 0.3154 0.3204
February 0.3255 0.3164 0.3187
March 0.3230 0.3160 0.3186
April 0.3434 0.3225 0.3332
May 0.3321 0.3200 0.3255
June 0.3222 0.3110 0.3169
July 0.3177 0.3088 0.3124
August 0.3137 0.3081 0.3102
September 0.3108 0.2966 0.3044
October 0.3001 0.2903 0.2965
November 0.2989 0.2890 0.2929
December 0.2926 0.2814 0.2859