YEARLY HIGH
13.1390 CDF
YEARLY LOW
11.2039 CDF
YEARLY AVERAGE
12.2488 CDF

2021 PKR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 13.1390. Conversely, the yearly low was recorded on December 7, dropping to 11.2039.

This high-to-low spread represents a total annual volatility of 1.9351 CDF. From a start-to-finish perspective, comparing the January average rate of 12.2889 to the December average rate of 11.2677, the exchange rate registered a net change of -8.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.1390 was up 5.59% compared to the 2020 peak of 12.4439, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 6,569,517 CDF
2020 Average 5,715,934 CDF
Yearly Trough Low 5,601,970 CDF
Transaction Impact: A difference of 967,547.20 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.1964
11.0924
JanuMarcMayJulySeptNove

PKR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 12.6981, compared to 11.7995 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.8985 points.

H1 Avg (JanтАУJun) 12.6981
H2 Avg (JulтАУDec) 11.7995

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.4964 CDF (High: 13.0286 / Low: 12.5322). On the other end, January was the most stable month, with a tight range of 0.1066 CDF (High: 12.3323 / Low: 12.2257).

March Spread (Volatile) ┬▒0.4964
January Spread (Stable) ┬▒0.1066

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3823 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3823

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 13.0211) against the same month in 2020 (average: 11.1390), the exchange rate shifted by +1.8821 (+16.90%).

2021 Avg (May) 13.0211
2020 Avg (May) 11.1390

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 12.3323 12.2257 12.2889
February 12.5653 12.3319 12.4260
March 13.0286 12.5322 12.7323
April 13.0846 12.9103 12.9899
May 13.1390 12.8431 13.0211
June 12.9126 12.5813 12.7305
July 12.6781 12.2184 12.4522
August 12.2199 11.9012 12.0699
September 11.8855 11.6633 11.8198
October 11.8182 11.3782 11.6228
November 11.8364 11.3449 11.5649
December 11.4159 11.2039 11.2677