YEARLY HIGH
0.0379 GHS
YEARLY LOW
0.0342 GHS
YEARLY AVERAGE
0.0364 GHS

2021 PKR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 0.0379. Conversely, the yearly low was recorded on December 17, dropping to 0.0342.

This high-to-low spread represents a total annual volatility of 0.0038 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0364 to the December average rate of 0.0346, the exchange rate registered a net change of -5.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0379 was up 1.80% compared to the 2020 peak of 0.0373, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 18,966 GHS
2020 Average 17,724 GHS
Yearly Trough Low 17,086 GHS
Transaction Impact: A difference of 1,879.50 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0380
0.0343
JanuMarcMayJulySeptNove

PKR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0370, compared to 0.0358 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0012 points.

H1 Avg (JanтАУJun) 0.0370
H2 Avg (JulтАУDec) 0.0358

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0016 GHS (High: 0.0379 / Low: 0.0363). On the other end, February was the most stable month, with a tight range of 0.0004 GHS (High: 0.0366 / Low: 0.0362).

March Spread (Volatile) ┬▒0.0016
February Spread (Stable) ┬▒0.0004

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.0377) against the same month in 2020 (average: 0.0360), the exchange rate shifted by +0.0017 (+4.58%).

2021 Avg (May) 0.0377
2020 Avg (May) 0.0360

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Month High Low Average
January 0.0366 0.0362 0.0364
February 0.0366 0.0362 0.0364
March 0.0379 0.0363 0.0368
April 0.0379 0.0375 0.0377
May 0.0379 0.0373 0.0377
June 0.0375 0.0368 0.0372
July 0.0375 0.0366 0.0371
August 0.0368 0.0362 0.0365
September 0.0363 0.0354 0.0358
October 0.0356 0.0349 0.0353
November 0.0360 0.0348 0.0353
December 0.0351 0.0342 0.0346