YEARLY HIGH
1.5984 GHS
YEARLY LOW
1.4549 GHS
YEARLY AVERAGE
1.5348 GHS

2021 PLN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.5984. Conversely, the yearly low was recorded on March 30, dropping to 1.4549.

This high-to-low spread represents a total annual volatility of 0.1435 GHS. From a start-to-finish perspective, comparing the January average rate of 1.5704 to the December average rate of 1.5049, the exchange rate registered a net change of -4.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5984 was down 1.55% compared to the 2020 peak of 1.6236, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 31,967 GHS
2020 Average 29,484 GHS
Yearly Trough Low 29,098 GHS
Transaction Impact: A difference of 2,869.52 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5789
1.4766
JanuMarcMayJulySeptNove

PLN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.5388, compared to 1.5307 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0081 points.

H1 Avg (JanтАУJun) 1.5388
H2 Avg (JulтАУDec) 1.5307

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0860 GHS (High: 1.5971 / Low: 1.5111). On the other end, October was the most stable month, with a tight range of 0.0237 GHS (High: 1.5442 / Low: 1.5204).

September Spread (Volatile) ┬▒0.0860
October Spread (Stable) ┬▒0.0237

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0736 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0736

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.5704) against the same month in 2020 (average: 1.4776), the exchange rate shifted by +0.0928 (+6.28%).

2021 Avg (January) 1.5704
2020 Avg (January) 1.4776

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.5984 1.5516 1.5704
February 1.5742 1.5348 1.5588
March 1.5295 1.4549 1.4852
April 1.5348 1.4724 1.5151
May 1.5815 1.5155 1.5502
June 1.5887 1.5088 1.5533
July 1.5562 1.5207 1.5390
August 1.5770 1.5297 1.5507
September 1.5971 1.5111 1.5548
October 1.5442 1.5204 1.5331
November 1.5460 1.4634 1.5018
December 1.5241 1.4775 1.5049