YEARLY HIGH
25.9322 HTG
YEARLY LOW
19.1828 HTG
YEARLY AVERAGE
23.1940 HTG

2021 PLN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 9, valuing the pair at 25.9322. Conversely, the yearly low was recorded on January 20, dropping to 19.1828.

This high-to-low spread represents a total annual volatility of 6.7494 HTG. From a start-to-finish perspective, comparing the January average rate of 19.5713 to the December average rate of 24.6535, the exchange rate registered a net change of 25.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 25.9322 was down 15.18% compared to the 2020 peak of 30.5722, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 518,645 HTG
2020 Average 482,473 HTG
Yearly Trough Low 383,657 HTG
Transaction Impact: A difference of 134,988.41 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

25.8739
18.9983
JanuMarcMayJulySeptNove

PLN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 21.5831, compared to 24.8049 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 3.2218 points.

H1 Avg (JanтАУJun) 21.5831
H2 Avg (JulтАУDec) 24.8049

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 2.4099 HTG (High: 24.8843 / Low: 22.4744). On the other end, January was the most stable month, with a tight range of 0.7357 HTG (High: 19.9185 / Low: 19.1828).

May Spread (Volatile) ┬▒2.4099
January Spread (Stable) ┬▒0.7357

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.8682 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.8682

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 25.3010) against the same month in 2020 (average: 28.4722), the exchange rate shifted by -3.1712 (-11.14%).

2021 Avg (September) 25.3010
2020 Avg (September) 28.4722

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 19.9185 19.1828 19.5713
February 20.4911 19.2449 19.8399
March 20.6229 19.4260 20.2199
April 22.7404 20.3884 21.5522
May 24.8843 22.4744 23.6964
June 25.3490 24.0632 24.6192
July 24.9704 23.8314 24.4933
August 25.6092 24.3352 25.0568
September 25.9322 24.4442 25.3010
October 25.5124 24.7021 25.0967
November 24.9308 23.5346 24.2284
December 25.0538 24.1918 24.6535