YEARLY HIGH
4.1576 SZL
YEARLY LOW
3.5885 SZL
YEARLY AVERAGE
3.8275 SZL

2021 PLN to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 4.1576. Conversely, the yearly low was recorded on June 17, dropping to 3.5885.

This high-to-low spread represents a total annual volatility of 0.5691 SZL. From a start-to-finish perspective, comparing the January average rate of 4.0501 to the December average rate of 3.8893, the exchange rate registered a net change of -3.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.1576 was down 12.23% compared to the 2020 peak of 4.7368, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 83,152 SZL
2020 Average 84,420 SZL
Yearly Trough Low 71,770 SZL
Transaction Impact: A difference of 11,381.44 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.0848
3.6684
JanuMarcMayJulySeptNove

PLN to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.8611, compared to 3.7939 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0672 points.

H1 Avg (JanтАУJun) 3.8611
H2 Avg (JulтАУDec) 3.7939

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.2475 SZL (High: 4.1576 / Low: 3.9101). On the other end, April was the most stable month, with a tight range of 0.0847 SZL (High: 3.8365 / Low: 3.7517).

January Spread (Volatile) ┬▒0.2475
April Spread (Stable) ┬▒0.0847

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0981 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0981

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.0501) against the same month in 2020 (average: 3.7523), the exchange rate shifted by +0.2978 (+7.94%).

2021 Avg (January) 4.0501
2020 Avg (January) 3.7523

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 4.1576 3.9101 4.0501
February 4.0500 3.9054 3.9735
March 4.0059 3.7644 3.8754
April 3.8365 3.7517 3.7871
May 3.8308 3.7124 3.7774
June 3.7810 3.5885 3.7031
July 3.8257 3.6979 3.7569
August 3.9084 3.7350 3.8150
September 3.8193 3.6632 3.7465
October 3.8384 3.6524 3.7551
November 3.9152 3.7015 3.8004
December 3.9633 3.8224 3.8893