YEARLY HIGH
0.0934 HRK
YEARLY LOW
0.0819 HRK
YEARLY AVERAGE
0.0864 HRK

2021 RUB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the RUB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 0.0934. Conversely, the yearly low was recorded on April 20, dropping to 0.0819.

This high-to-low spread represents a total annual volatility of 0.0114 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0834 to the December average rate of 0.0901, the exchange rate registered a net change of 7.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0934 was down 14.85% compared to the 2020 peak of 0.1096, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 467 HRK
2020 Average 460 HRK
Yearly Trough Low 410 HRK
Transaction Impact: A difference of 57.21 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0916
0.0824
JanuMarcMayJulySeptNove

RUB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0843, compared to 0.0885 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0042 points.

H1 Avg (JanтАУJun) 0.0843
H2 Avg (JulтАУDec) 0.0885

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0044 HRK (High: 0.0934 / Low: 0.0889). On the other end, May was the most stable month, with a tight range of 0.0008 HRK (High: 0.0842 / Low: 0.0834).

October Spread (Volatile) ┬▒0.0044
May Spread (Stable) ┬▒0.0008

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0023 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.0908) against the same month in 2020 (average: 0.0830), the exchange rate shifted by +0.0079 (+9.47%).

2021 Avg (October) 0.0908
2020 Avg (October) 0.0830

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.0851 0.0819 0.0834
February 0.0852 0.0824 0.0842
March 0.0874 0.0836 0.0855
April 0.0842 0.0819 0.0832
May 0.0842 0.0834 0.0838
June 0.0870 0.0836 0.0858
July 0.0869 0.0846 0.0858
August 0.0873 0.0858 0.0866
September 0.0890 0.0860 0.0874
October 0.0934 0.0889 0.0908
November 0.0918 0.0881 0.0904
December 0.0907 0.0884 0.0901