2021 SAR to BAM Historical Review

YEARLY HIGH

0.4649 BAM

YEARLY LOW

0.4223 BAM

YEARLY AVERAGE

0.4409 BAM

2021 SAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.4649. Conversely, the yearly low was recorded on January 6, dropping to 0.4223.

This high-to-low spread represents a total annual volatility of 0.0426 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4283 to the December average rate of 0.4611, the exchange rate registered a net change of 7.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4649 was down 4.24% compared to the 2020 peak of 0.4855, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,324 BAM

2020 Average 2,287 BAM

Yearly Trough Low 2,111 BAM

Transaction Impact: A difference of 213.15 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4644

0.4250

JanuMarcMayJulySeptNove

SAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4328, compared to 0.4490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0162 points.

H1 Avg (Jan–Jun) 0.4328

H2 Avg (Jul–Dec) 0.4490

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0155 BAM (High: 0.4649 / Low: 0.4494). On the other end, December was the most stable month, with a tight range of 0.0039 BAM (High: 0.4635 / Low: 0.4596).

November Spread (Volatile) ±0.0155

December Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0072 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.4571) against the same month in 2020 (average: 0.4407), the exchange rate shifted by +0.0164 (+3.73%).

2021 Avg (November) 0.4571

2020 Avg (November) 0.4407

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	0.4322	0.4223	0.4283
February	0.4353	0.4286	0.4313
March	0.4445	0.4323	0.4382
April	0.4444	0.4301	0.4367
May	0.4341	0.4256	0.4295
June	0.4384	0.4267	0.4328
July	0.4432	0.4370	0.4407
August	0.4467	0.4381	0.4431
September	0.4507	0.4392	0.4427
October	0.4513	0.4472	0.4493
November	0.4649	0.4494	0.4571
December	0.4635	0.4596	0.4611

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा