YEARLY HIGH
6.6326 HNL
YEARLY LOW
6.3203 HNL
YEARLY AVERAGE
6.4271 HNL

2021 SAR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 6.6326. Conversely, the yearly low was recorded on July 24, dropping to 6.3203.

This high-to-low spread represents a total annual volatility of 0.3122 HNL. From a start-to-finish perspective, comparing the January average rate of 6.4632 to the December average rate of 6.4707, the exchange rate registered a net change of 0.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.6326 was down 1.68% compared to the 2020 peak of 6.7462, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 33,163 HNL
2020 Average 32,957 HNL
Yearly Trough Low 31,602 HNL
Transaction Impact: A difference of 1,561.23 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.4836
6.3293
JanuMarcMayJulySeptNove

SAR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 6.4401, compared to 6.4141 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 0.0260 points.

H1 Avg (JanтАУJun) 6.4401
H2 Avg (JulтАУDec) 6.4141

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.2146 HNL (High: 6.6326 / Low: 6.4180). On the other end, November was the most stable month, with a tight range of 0.0247 HNL (High: 6.4490 / Low: 6.4243).

January Spread (Volatile) ┬▒0.2146
November Spread (Stable) ┬▒0.0247

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0484 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0484

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 6.4632) against the same month in 2020 (average: 6.6068), the exchange rate shifted by -0.1436 (-2.17%).

2021 Avg (January) 6.4632
2020 Avg (January) 6.6068

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 6.6326 6.4180 6.4632
February 6.4887 6.4206 6.4631
March 6.4904 6.4056 6.4547
April 6.4391 6.3887 6.4223
May 6.4397 6.3676 6.4240
June 6.4320 6.3744 6.4136
July 6.3989 6.3203 6.3651
August 6.3870 6.3253 6.3421
September 6.4604 6.3660 6.4253
October 6.4589 6.4145 6.4410
November 6.4490 6.4243 6.4406
December 6.5061 6.4342 6.4707