YEARLY HIGH
15.8197 PHP
YEARLY LOW
14.7557 PHP
YEARLY AVERAGE
15.2688 PHP

2024 SAR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the SAR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 15.8197. Conversely, the yearly low was recorded on March 11, dropping to 14.7557.

This high-to-low spread represents a total annual volatility of 1.0640 PHP. From a start-to-finish perspective, comparing the January average rate of 14.9223 to the December average rate of 15.5529, the exchange rate registered a net change of 4.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 15.8197 was up 3.61% compared to the 2023 peak of 15.2682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 79,099 PHP
2023 Average 74,126 PHP
Yearly Trough Low 73,779 PHP
Transaction Impact: A difference of 5,319.92 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

15.7244
14.8332
JanuMarcMayJulySeptNove

SAR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 15.1720, compared to 15.3657 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.1937 points.

H1 Avg (JanтАУJun) 15.1720
H2 Avg (JulтАУDec) 15.3657

Volatility Range Comparison

Volatility

The most volatile month in 2024 was October, with a trading range of 0.5881 PHP (High: 15.5807 / Low: 14.9926). On the other end, June was the most stable month, with a tight range of 0.1450 PHP (High: 15.7134 / Low: 15.5684).

October Spread (Volatile) ┬▒0.5881
June Spread (Stable) ┬▒0.1450

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4048 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 15.5529) against the same month in 2023 (average: 14.8013), the exchange rate shifted by +0.7516 (+5.08%).

2024 Avg (December) 15.5529
2023 Avg (December) 14.8013

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 15.0423 14.7728 14.9223
February 15.0270 14.8752 14.9384
March 15.0514 14.7557 14.9074
April 15.4236 14.9967 15.2081
May 15.6163 15.2147 15.4054
June 15.7134 15.5684 15.6502
July 15.6744 15.5144 15.5889
August 15.5409 14.9638 15.1841
September 15.0641 14.8069 14.9337
October 15.5807 14.9926 15.3057
November 15.7336 15.5092 15.6287
December 15.8197 15.3895 15.5529