YEARLY HIGH
0.2164 BAM
YEARLY LOW
0.1972 BAM
YEARLY AVERAGE
0.2061 BAM

2021 SBD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SBD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.2164. Conversely, the yearly low was recorded on January 6, dropping to 0.1972.

This high-to-low spread represents a total annual volatility of 0.0192 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2007 to the December average rate of 0.2139, the exchange rate registered a net change of 6.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2164 was down 1.82% compared to the 2020 peak of 0.2204, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,082 BAM
2020 Average 1,042 BAM
Yearly Trough Low 986 BAM
Transaction Impact: A difference of 96.08 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2152
0.1994
JanuMarcMayJulySeptNove

SBD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.2032, compared to 0.2091 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0059 points.

H1 Avg (JanтАУJun) 0.2032
H2 Avg (JulтАУDec) 0.2091

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0101 BAM (High: 0.2089 / Low: 0.1989). On the other end, October was the most stable month, with a tight range of 0.0017 BAM (High: 0.2101 / Low: 0.2084).

March Spread (Volatile) ┬▒0.0101
October Spread (Stable) ┬▒0.0017

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0030 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2132) against the same month in 2020 (average: 0.2048), the exchange rate shifted by +0.0084 (+4.12%).

2021 Avg (November) 0.2132
2020 Avg (November) 0.2048

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.2033 0.1972 0.2007
February 0.2040 0.2010 0.2021
March 0.2089 0.1989 0.2061
April 0.2084 0.2025 0.2051
May 0.2045 0.2004 0.2021
June 0.2056 0.2006 0.2030
July 0.2068 0.2041 0.2056
August 0.2080 0.2040 0.2063
September 0.2097 0.2043 0.2061
October 0.2101 0.2084 0.2093
November 0.2164 0.2101 0.2132
December 0.2152 0.2130 0.2139