YEARLY HIGH
1.8987 HNL
YEARLY LOW
1.1138 HNL
YEARLY AVERAGE
1.5446 HNL

2021 SCR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 1.8987. Conversely, the yearly low was recorded on January 10, dropping to 1.1138.

This high-to-low spread represents a total annual volatility of 0.7849 HNL. From a start-to-finish perspective, comparing the January average rate of 1.1420 to the December average rate of 1.8056, the exchange rate registered a net change of 58.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.8987 was down 3.90% compared to the 2020 peak of 1.9757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 9,494 HNL
2020 Average 7,364 HNL
Yearly Trough Low 5,569 HNL
Transaction Impact: A difference of 3,924.66 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.9062
1.0726
JanuMarcMayJulySeptNove

SCR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.3326, compared to 1.7565 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.4238 points.

H1 Avg (JanтАУJun) 1.3326
H2 Avg (JulтАУDec) 1.7565

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.5734 HNL (High: 1.7334 / Low: 1.1601). On the other end, February was the most stable month, with a tight range of 0.0436 HNL (High: 1.1680 / Low: 1.1244).

April Spread (Volatile) ┬▒0.5734
February Spread (Stable) ┬▒0.0436

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0854 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0854

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.8056) against the same month in 2020 (average: 1.1438), the exchange rate shifted by +0.6618 (+57.86%).

2021 Avg (December) 1.8056
2020 Avg (December) 1.1438

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.1734 1.1138 1.1420
February 1.1680 1.1244 1.1450
March 1.1841 1.1312 1.1439
April 1.7334 1.1601 1.4879
May 1.6308 1.4596 1.5308
June 1.6407 1.4527 1.5462
July 1.7803 1.4627 1.6178
August 1.8634 1.5453 1.7360
September 1.8928 1.7196 1.8368
October 1.8879 1.6176 1.7514
November 1.8908 1.6148 1.7912
December 1.8987 1.6127 1.8056