YEARLY HIGH
1.2585 NAD
YEARLY LOW
0.6832 NAD
YEARLY AVERAGE
0.9489 NAD

2021 SCR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.2585. Conversely, the yearly low was recorded on February 21, dropping to 0.6832.

This high-to-low spread represents a total annual volatility of 0.5753 NAD. From a start-to-finish perspective, comparing the January average rate of 0.7104 to the December average rate of 1.1826, the exchange rate registered a net change of 66.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2585 was down 8.48% compared to the 2020 peak of 1.3751, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 6,293 NAD
2020 Average 4,893 NAD
Yearly Trough Low 3,416 NAD
Transaction Impact: A difference of 2,876.56 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2313
0.6473
JanuMarcMayJulySeptNove

SCR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.7983, compared to 1.0995 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.3011 points.

H1 Avg (JanтАУJun) 0.7983
H2 Avg (JulтАУDec) 1.0995

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.3239 NAD (High: 1.0287 / Low: 0.7048). On the other end, February was the most stable month, with a tight range of 0.0275 NAD (High: 0.7107 / Low: 0.6832).

April Spread (Volatile) ┬▒0.3239
February Spread (Stable) ┬▒0.0275

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0513 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0513

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.1826) against the same month in 2020 (average: 0.7019), the exchange rate shifted by +0.4807 (+68.49%).

2021 Avg (December) 1.1826
2020 Avg (December) 0.7019

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.7304 0.6885 0.7104
February 0.7107 0.6832 0.6959
March 0.7338 0.6893 0.7078
April 1.0287 0.7048 0.8927
May 0.9670 0.8347 0.8929
June 0.9642 0.8178 0.8903
July 1.0939 0.8799 0.9849
August 1.1800 0.9358 1.0733
September 1.1656 1.0553 1.1300
October 1.1680 0.9867 1.0786
November 1.2454 1.0480 1.1474
December 1.2585 1.0754 1.1826