2021 SGD to HNL Historical Review

YEARLY HIGH

18.8865 HNL

YEARLY LOW

17.4007 HNL

YEARLY AVERAGE

17.9427 HNL

2021 SGD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 18.8865. Conversely, the yearly low was recorded on August 21, dropping to 17.4007.

This high-to-low spread represents a total annual volatility of 1.4859 HNL. From a start-to-finish perspective, comparing the January average rate of 18.2825 to the December average rate of 17.8111, the exchange rate registered a net change of -2.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 18.8865 was up 0.62% compared to the 2020 peak of 18.7701, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 94,433 HNL

2020 Average 89,684 HNL

Yearly Trough Low 87,003 HNL

Transaction Impact: A difference of 7,429.27 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

18.3552

17.4832

JanuMarcMayJulySeptNove

SGD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.1275, compared to 17.7578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3697 points.

H1 Avg (Jan–Jun) 18.1275

H2 Avg (Jul–Dec) 17.7578

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.7685 HNL (High: 18.8865 / Low: 18.1181). On the other end, May was the most stable month, with a tight range of 0.1833 HNL (High: 18.2134 / Low: 18.0301).

January Spread (Volatile) ±0.7685

May Spread (Stable) ±0.1833

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.4068 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 18.2825) against the same month in 2020 (average: 18.3480), the exchange rate shifted by -0.0655 (-0.36%).

2021 Avg (January) 18.2825

2020 Avg (January) 18.3480

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	18.8865	18.1181	18.2825
February	18.4381	18.0734	18.2568
March	18.2854	17.8733	18.0300
April	18.2153	17.9044	18.0410
May	18.2134	18.0301	18.1247
June	18.2147	17.7735	18.0299
July	17.8187	17.4162	17.6231
August	17.7448	17.4007	17.5559
September	18.0330	17.7133	17.8815
October	17.9911	17.7038	17.8787
November	17.9403	17.6112	17.7967
December	18.0922	17.5857	17.8111

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा