YEARLY HIGH
131.5025 LRD
YEARLY LOW
103.3524 LRD
YEARLY AVERAGE
123.8072 LRD

2021 SGD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 131.5025. Conversely, the yearly low was recorded on December 14, dropping to 103.3524.

This high-to-low spread represents a total annual volatility of 28.1501 LRD. From a start-to-finish perspective, comparing the January average rate of 126.8911 to the December average rate of 104.5850, the exchange rate registered a net change of -17.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 131.5025 was down 10.39% compared to the 2020 peak of 146.7492, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 657,512 LRD
2020 Average 694,500 LRD
Yearly Trough Low 516,762 LRD
Transaction Impact: A difference of 140,750.36 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

132.5083
102.0465
JanuMarcMayJulySeptNove

SGD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 128.8615, compared to 118.7529 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 10.1086 points.

H1 Avg (JanтАУJun) 128.8615
H2 Avg (JulтАУDec) 118.7529

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 13.8842 LRD (High: 126.0969 / Low: 112.2128). On the other end, May was the most stable month, with a tight range of 1.3312 LRD (High: 129.9601 / Low: 128.6289).

October Spread (Volatile) ┬▒13.8842
May Spread (Stable) ┬▒1.3312

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 13.9006 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -13.9006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 129.9698) against the same month in 2020 (average: 141.4927), the exchange rate shifted by -11.5229 (-8.14%).

2021 Avg (February) 129.9698
2020 Avg (February) 141.4927

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 128.8075 124.2671 126.8911
February 131.5025 128.3748 129.9698
March 130.7924 128.3269 129.2662
April 129.9542 128.5471 129.2960
May 129.9601 128.6289 129.2529
June 129.6350 127.4350 128.4930
July 127.5093 125.5903 126.6512
August 127.8220 125.7510 126.7278
September 128.1210 125.6206 127.2578
October 126.0969 112.2128 120.5981
November 111.3327 103.7713 106.6975
December 107.6076 103.3524 104.5850