2025 SGD to PHP Historical Review

YEARLY HIGH

45.8502 PHP

YEARLY LOW

42.3525 PHP

YEARLY AVERAGE

43.9986 PHP

2025 SGD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 45.8502. Conversely, the yearly low was recorded on January 2, dropping to 42.3525.

This high-to-low spread represents a total annual volatility of 3.4977 PHP. From a start-to-finish perspective, comparing the January average rate of 42.9321 to the December average rate of 45.5838, the exchange rate registered a net change of 6.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 45.8502 was up 3.16% compared to the 2024 peak of 44.4436, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 229,251 PHP

2024 Average 214,377 PHP

Yearly Trough Low 211,762 PHP

Transaction Impact: A difference of 17,488.59 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

45.8490

42.6669

JanuMarcMayJulySeptNove

SGD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.1332, compared to 44.8641 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7310 points.

H1 Avg (Jan–Jun) 43.1332

H2 Avg (Jul–Dec) 44.8641

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 1.5044 PHP (High: 44.6786 / Low: 43.1742). On the other end, March was the most stable month, with a tight range of 0.5701 PHP (High: 43.2012 / Low: 42.6311).

June Spread (Volatile) ±1.5044

March Spread (Stable) ±0.5701

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1303 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.1303

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 45.5838) against the same month in 2024 (average: 43.2451), the exchange rate shifted by +2.3387 (+5.41%).

2025 Avg (December) 45.5838

2024 Avg (December) 43.2451

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	43.3105	42.3525	42.9321
February	43.4007	42.7096	43.0884
March	43.2012	42.6311	42.9581
April	43.3834	42.4269	42.9464
May	43.2282	42.6249	42.9496
June	44.6786	43.1742	43.9242
July	44.8941	44.1075	44.3895
August	44.8007	44.0154	44.4161
September	45.1422	44.1005	44.5626
October	45.6838	44.7812	45.0282
November	45.4836	44.8098	45.2045
December	45.8502	45.0967	45.5838

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा