YEARLY HIGH
3.0691 PLN
YEARLY LOW
2.7597 PLN
YEARLY AVERAGE
2.8728 PLN

2021 SGD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 3.0691. Conversely, the yearly low was recorded on June 2, dropping to 2.7597.

This high-to-low spread represents a total annual volatility of 0.3093 PLN. From a start-to-finish perspective, comparing the January average rate of 2.8108 to the December average rate of 2.9939, the exchange rate registered a net change of 6.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.0691 was up 3.11% compared to the 2020 peak of 2.9764, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 15,345 PLN
2020 Average 14,121 PLN
Yearly Trough Low 13,799 PLN
Transaction Impact: A difference of 1,546.70 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.0246
2.7794
JanuMarcMayJulySeptNove

SGD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.8257, compared to 2.9199 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0942 points.

H1 Avg (JanтАУJun) 2.8257
H2 Avg (JulтАУDec) 2.9199

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1394 PLN (High: 3.0691 / Low: 2.9296). On the other end, February was the most stable month, with a tight range of 0.0278 PLN (High: 2.8133 / Low: 2.7855).

November Spread (Volatile) ┬▒0.1394
February Spread (Stable) ┬▒0.0278

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0545 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0545

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 3.0041) against the same month in 2020 (average: 2.8176), the exchange rate shifted by +0.1865 (+6.62%).

2021 Avg (November) 3.0041
2020 Avg (November) 2.8176

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Month High Low Average
January 2.8403 2.7807 2.8108
February 2.8133 2.7855 2.7998
March 2.9490 2.8244 2.8803
April 2.9073 2.8368 2.8564
May 2.8541 2.7606 2.8019
June 2.8537 2.7597 2.8050
July 2.8683 2.8209 2.8461
August 2.8825 2.8377 2.8649
September 2.9329 2.8279 2.8797
October 2.9560 2.8977 2.9305
November 3.0691 2.9296 3.0041
December 3.0138 2.9609 2.9939