YEARLY HIGH
0.1993 BAM
YEARLY LOW
0.1812 BAM
YEARLY AVERAGE
0.1890 BAM

2021 SVC to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.1993. Conversely, the yearly low was recorded on January 6, dropping to 0.1812.

This high-to-low spread represents a total annual volatility of 0.0181 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1835 to the December average rate of 0.1977, the exchange rate registered a net change of 7.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1993 was down 4.55% compared to the 2020 peak of 0.2088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 996 BAM
2020 Average 981 BAM
Yearly Trough Low 906 BAM
Transaction Impact: A difference of 90.37 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1991
0.1821
JanuMarcMayJulySeptNove

SVC to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.1855, compared to 0.1925 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0070 points.

H1 Avg (JanтАУJun) 0.1855
H2 Avg (JulтАУDec) 0.1925

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0066 BAM (High: 0.1993 / Low: 0.1926). On the other end, December was the most stable month, with a tight range of 0.0015 BAM (High: 0.1986 / Low: 0.1971).

November Spread (Volatile) ┬▒0.0066
December Spread (Stable) ┬▒0.0015

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1960) against the same month in 2020 (average: 0.1889), the exchange rate shifted by +0.0071 (+3.75%).

2021 Avg (November) 0.1960
2020 Avg (November) 0.1889

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.1853 0.1812 0.1835
February 0.1866 0.1837 0.1849
March 0.1905 0.1853 0.1879
April 0.1904 0.1844 0.1872
May 0.1861 0.1825 0.1841
June 0.1879 0.1829 0.1855
July 0.1900 0.1872 0.1890
August 0.1914 0.1878 0.1899
September 0.1932 0.1882 0.1897
October 0.1937 0.1917 0.1926
November 0.1993 0.1926 0.1960
December 0.1986 0.1971 0.1977