YEARLY HIGH
7.0699 PHP
YEARLY LOW
6.5859 PHP
YEARLY AVERAGE
6.8802 PHP

2026 SVC to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SVC to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 7.0699. Conversely, the yearly low was recorded on February 24, dropping to 6.5859.

This high-to-low spread represents a total annual volatility of 0.4841 PHP. From a start-to-finish perspective, comparing the January average rate of 6.7610 to the December average rate of 7.0416, the exchange rate registered a net change of 4.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 7.0699 was up 4.20% compared to the 2025 peak of 6.7852, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 35,350 PHP
2025 Average 32,859 PHP
Yearly Trough Low 32,929 PHP
Transaction Impact: A difference of 2,420.38 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

7.0805
6.6130
JanuMarcMayJuly

SVC to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 6.8533, compared to 7.0416 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.1883 points.

H1 Avg (JanтАУJun) 6.8533
H2 Avg (JulтАУDec) 7.0416

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.3326 PHP (High: 6.9407 / Low: 6.6081). On the other end, May was the most stable month, with a tight range of 0.0416 PHP (High: 7.0426 / Low: 7.0010).

March Spread (Volatile) ┬▒0.3326
May Spread (Stable) ┬▒0.0416

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1090 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1090

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 7.0416) against the same month in 2025 (average: 6.5007), the exchange rate shifted by +0.5409 (+8.32%).

2026 Avg (July) 7.0416
2025 Avg (July) 6.5007

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Month High Low Average
January 6.8004 6.7153 6.7610
February 6.7492 6.5859 6.6520
March 6.9407 6.6081 6.8100
April 7.0428 6.7792 6.8797
May 7.0426 7.0010 7.0254
June 7.0628 6.8847 6.9917
July 7.0699 7.0158 7.0416