YEARLY HIGH
0.4303 GHS
YEARLY LOW
0.3690 GHS
YEARLY AVERAGE
0.4013 GHS

2021 SZL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SZL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.4303. Conversely, the yearly low was recorded on March 8, dropping to 0.3690.

This high-to-low spread represents a total annual volatility of 0.0613 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3878 to the December average rate of 0.3870, the exchange rate registered a net change of -0.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4303 was up 5.58% compared to the 2020 peak of 0.4076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 2,152 GHS
2020 Average 1,752 GHS
Yearly Trough Low 1,845 GHS
Transaction Impact: A difference of 306.47 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4231
0.3797
JanuMarcMayJulySeptNove

SZL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.3989, compared to 0.4036 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0047 points.

H1 Avg (JanтАУJun) 0.3989
H2 Avg (JulтАУDec) 0.4036

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0298 GHS (High: 0.4285 / Low: 0.3987). On the other end, April was the most stable month, with a tight range of 0.0152 GHS (High: 0.4071 / Low: 0.3920).

September Spread (Volatile) ┬▒0.0298
April Spread (Stable) ┬▒0.0152

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0131 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0131

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.4195) against the same month in 2020 (average: 0.3379), the exchange rate shifted by +0.0816 (+24.15%).

2021 Avg (June) 0.4195
2020 Avg (June) 0.3379

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.4023 0.3787 0.3878
February 0.4015 0.3835 0.3923
March 0.3906 0.3690 0.3833
April 0.4071 0.3920 0.4001
May 0.4208 0.3992 0.4104
June 0.4303 0.4076 0.4195
July 0.4156 0.3996 0.4097
August 0.4178 0.3926 0.4066
September 0.4285 0.3987 0.4151
October 0.4195 0.3999 0.4083
November 0.4080 0.3799 0.3952
December 0.3961 0.3793 0.3870