2021 TOP to HRK Historical Review

YEARLY HIGH

2.9593 HRK

YEARLY LOW

2.7020 HRK

YEARLY AVERAGE

2.8103 HRK

2021 TOP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 2.9593. Conversely, the yearly low was recorded on January 5, dropping to 2.7020.

This high-to-low spread represents a total annual volatility of 0.2572 HRK. From a start-to-finish perspective, comparing the January average rate of 2.7243 to the December average rate of 2.9122, the exchange rate registered a net change of 6.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.9593 was down 2.46% compared to the 2020 peak of 3.0339, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 14,796 HRK

2020 Average 14,363 HRK

Yearly Trough Low 13,510 HRK

Transaction Impact: A difference of 1,286.20 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.9399

2.7047

JanuMarcMayJulySeptNove

TOP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7608, compared to 2.8597 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0988 points.

H1 Avg (Jan–Jun) 2.7608

H2 Avg (Jul–Dec) 2.8597

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0827 HRK (High: 2.8207 / Low: 2.7380). On the other end, December was the most stable month, with a tight range of 0.0280 HRK (High: 2.9214 / Low: 2.8935).

March Spread (Volatile) ±0.0827

December Spread (Stable) ±0.0280

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0296 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.9203) against the same month in 2020 (average: 2.7747), the exchange rate shifted by +0.1457 (+5.25%).

2021 Avg (November) 2.9203

2020 Avg (November) 2.7747

मासिक विश्लेषण

प्रत्येक कॅलेंडर महिन्यासाठी सांख्यिकीय सारांश.

Month	High	Low	Average
January	2.7491	2.7020	2.7243
February	2.7636	2.7132	2.7283
March	2.8207	2.7380	2.7939
April	2.8121	2.7524	2.7803
May	2.7775	2.7257	2.7507
June	2.8258	2.7572	2.7876
July	2.8330	2.7912	2.8100
August	2.8336	2.7925	2.8136
September	2.8520	2.8057	2.8271
October	2.9019	2.8458	2.8748
November	2.9593	2.8844	2.9203
December	2.9214	2.8935	2.9122

२०२५ भारतीय रुपया ते ब्रिटिश पाउंड ऐतिहासिक आढावा