YEARLY HIGH
0.9279 HNL
YEARLY LOW
0.8499 HNL
YEARLY AVERAGE
0.8840 HNL

2021 UAH to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the UAH to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 0.9279. Conversely, the yearly low was recorded on January 2, dropping to 0.8499.

This high-to-low spread represents a total annual volatility of 0.0780 HNL. From a start-to-finish perspective, comparing the January average rate of 0.8592 to the December average rate of 0.8922, the exchange rate registered a net change of 3.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9279 was down 11.87% compared to the 2020 peak of 1.0529, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 4,640 HNL
2020 Average 4,598 HNL
Yearly Trough Low 4,250 HNL
Transaction Impact: A difference of 390.16 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9222
0.8535
JanuMarcMayJulySeptNove

UAH to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.8699, compared to 0.8981 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0282 points.

H1 Avg (JanтАУJun) 0.8699
H2 Avg (JulтАУDec) 0.8981

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0401 HNL (High: 0.9279 / Low: 0.8879). On the other end, August was the most stable month, with a tight range of 0.0110 HNL (High: 0.8949 / Low: 0.8839).

November Spread (Volatile) ┬▒0.0401
August Spread (Stable) ┬▒0.0110

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0198 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.9120) against the same month in 2020 (average: 0.8620), the exchange rate shifted by +0.0501 (+5.81%).

2021 Avg (November) 0.9120
2020 Avg (November) 0.8620

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.8808 0.8499 0.8592
February 0.8789 0.8616 0.8695
March 0.8775 0.8615 0.8711
April 0.8702 0.8545 0.8631
May 0.8789 0.8654 0.8730
June 0.8944 0.8737 0.8837
July 0.8921 0.8707 0.8781
August 0.8949 0.8839 0.8883
September 0.9082 0.8837 0.9017
October 0.9225 0.9074 0.9165
November 0.9279 0.8879 0.9120
December 0.9010 0.8826 0.8922