YEARLY HIGH
0.2517 HRK
YEARLY LOW
0.2169 HRK
YEARLY AVERAGE
0.2336 HRK

2021 UAH to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the UAH to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 0.2517. Conversely, the yearly low was recorded on January 6, dropping to 0.2169.

This high-to-low spread represents a total annual volatility of 0.0348 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2202 to the December average rate of 0.2445, the exchange rate registered a net change of 11.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2517 was down 10.80% compared to the 2020 peak of 0.2822, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 1,258 HRK
2020 Average 1,230 HRK
Yearly Trough Low 1,084 HRK
Transaction Impact: A difference of 173.97 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2518
0.2174
JanuMarcMayJulySeptNove

UAH to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.2257, compared to 0.2414 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0157 points.

H1 Avg (JanтАУJun) 0.2257
H2 Avg (JulтАУDec) 0.2414

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0091 HRK (High: 0.2432 / Low: 0.2341). On the other end, May was the most stable month, with a tight range of 0.0031 HRK (High: 0.2263 / Low: 0.2233).

September Spread (Volatile) ┬▒0.0091
May Spread (Stable) ┬▒0.0031

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0044 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2489) against the same month in 2020 (average: 0.2255), the exchange rate shifted by +0.0234 (+10.36%).

2021 Avg (November) 0.2489
2020 Avg (November) 0.2255

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.2230 0.2169 0.2202
February 0.2268 0.2229 0.2246
March 0.2319 0.2245 0.2292
April 0.2317 0.2232 0.2268
May 0.2263 0.2233 0.2244
June 0.2325 0.2240 0.2289
July 0.2369 0.2305 0.2333
August 0.2409 0.2352 0.2379
September 0.2432 0.2341 0.2383
October 0.2474 0.2429 0.2457
November 0.2517 0.2447 0.2489
December 0.2477 0.2422 0.2445