YEARLY HIGH
0.3497 MAD
YEARLY LOW
0.3115 MAD
YEARLY AVERAGE
0.3297 MAD

2021 UAH to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the UAH to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 0.3497. Conversely, the yearly low was recorded on January 4, dropping to 0.3115.

This high-to-low spread represents a total annual volatility of 0.0382 MAD. From a start-to-finish perspective, comparing the January average rate of 0.3156 to the December average rate of 0.3401, the exchange rate registered a net change of 7.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3497 was down 13.94% compared to the 2020 peak of 0.4063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 1,749 MAD
2020 Average 1,766 MAD
Yearly Trough Low 1,558 MAD
Transaction Impact: A difference of 191.04 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3488
0.3126
JanuMarcMayJulySeptNove

UAH to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.3213, compared to 0.3381 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0168 points.

H1 Avg (JanтАУJun) 0.3213
H2 Avg (JulтАУDec) 0.3381

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0096 MAD (High: 0.3406 / Low: 0.3310). On the other end, May was the most stable month, with a tight range of 0.0033 MAD (High: 0.3220 / Low: 0.3187).

September Spread (Volatile) ┬▒0.0096
May Spread (Stable) ┬▒0.0033

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0057 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.3458) against the same month in 2020 (average: 0.3226), the exchange rate shifted by +0.0232 (+7.19%).

2021 Avg (November) 0.3458
2020 Avg (November) 0.3226

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Month High Low Average
January 0.3186 0.3115 0.3156
February 0.3240 0.3188 0.3208
March 0.3258 0.3195 0.3240
April 0.3257 0.3166 0.3209
May 0.3220 0.3187 0.3208
June 0.3279 0.3212 0.3257
July 0.3332 0.3259 0.3288
August 0.3379 0.3315 0.3350
September 0.3406 0.3310 0.3356
October 0.3450 0.3403 0.3435
November 0.3497 0.3402 0.3458
December 0.3438 0.3364 0.3401