YEARLY HIGH
0.1523 HRK
YEARLY LOW
0.1391 HRK
YEARLY AVERAGE
0.1462 HRK

2021 UYU to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the UYU to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.1523. Conversely, the yearly low was recorded on May 20, dropping to 0.1391.

This high-to-low spread represents a total annual volatility of 0.0132 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1469 to the December average rate of 0.1501, the exchange rate registered a net change of 2.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1523 was down 16.21% compared to the 2020 peak of 0.1818, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UYU based on timing:

Yearly Peak High 762 HRK
2020 Average 790 HRK
Yearly Trough Low 695 HRK
Transaction Impact: A difference of 66.22 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1511
0.1398
JanuMarcMayJulySeptNove

UYU to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.1441, compared to 0.1483 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0042 points.

H1 Avg (JanтАУJun) 0.1441
H2 Avg (JulтАУDec) 0.1483

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0058 HRK (High: 0.1523 / Low: 0.1465). On the other end, July was the most stable month, with a tight range of 0.0030 HRK (High: 0.1463 / Low: 0.1433).

November Spread (Volatile) ┬▒0.0058
July Spread (Stable) ┬▒0.0030

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0027 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1497) against the same month in 2020 (average: 0.1492), the exchange rate shifted by +0.0005 (+0.35%).

2021 Avg (November) 0.1497
2020 Avg (November) 0.1492

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.1488 0.1447 0.1469
February 0.1491 0.1448 0.1466
March 0.1457 0.1421 0.1440
April 0.1455 0.1414 0.1434
May 0.1430 0.1391 0.1407
June 0.1453 0.1403 0.1429
July 0.1463 0.1433 0.1447
August 0.1494 0.1441 0.1471
September 0.1513 0.1480 0.1492
October 0.1511 0.1471 0.1488
November 0.1523 0.1465 0.1497
December 0.1513 0.1478 0.1501