YEARLY HIGH
0.0916 PHP
YEARLY LOW
0.0855 PHP
YEARLY AVERAGE
0.0888 PHP

2021 XAF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XAF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0916. Conversely, the yearly low was recorded on December 18, dropping to 0.0855.

This high-to-low spread represents a total annual volatility of 0.0061 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0892 to the December average rate of 0.0867, the exchange rate registered a net change of -2.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0916 was up 1.68% compared to the 2020 peak of 0.0900, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 458 PHP
2020 Average 431 PHP
Yearly Trough Low 427 PHP
Transaction Impact: A difference of 30.48 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0906
0.0864
JanuMarcMayJulySeptNove

XAF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.0886, compared to 0.0890 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0004 points.

H1 Avg (JanтАУJun) 0.0886
H2 Avg (JulтАУDec) 0.0890

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0036 PHP (High: 0.0896 / Low: 0.0860). On the other end, October was the most stable month, with a tight range of 0.0011 PHP (High: 0.0901 / Low: 0.0890).

November Spread (Volatile) ┬▒0.0036
October Spread (Stable) ┬▒0.0011

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.0902) against the same month in 2020 (average: 0.0863), the exchange rate shifted by +0.0039 (+4.52%).

2021 Avg (July) 0.0902
2020 Avg (July) 0.0863

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Month High Low Average
January 0.0904 0.0885 0.0892
February 0.0908 0.0877 0.0890
March 0.0893 0.0867 0.0880
April 0.0897 0.0871 0.0883
May 0.0898 0.0878 0.0887
June 0.0890 0.0877 0.0884
July 0.0916 0.0888 0.0902
August 0.0911 0.0876 0.0901
September 0.0911 0.0895 0.0901
October 0.0901 0.0890 0.0896
November 0.0896 0.0860 0.0875
December 0.0886 0.0855 0.0867