YEARLY HIGH
2.2894 GHS
YEARLY LOW
2.1187 GHS
YEARLY AVERAGE
2.1916 GHS

2021 XCD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 2.2894. Conversely, the yearly low was recorded on March 14, dropping to 2.1187.

This high-to-low spread represents a total annual volatility of 0.1707 GHS. From a start-to-finish perspective, comparing the January average rate of 2.1659 to the December average rate of 2.2730, the exchange rate registered a net change of 4.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.2894 was up 3.60% compared to the 2020 peak of 2.2099, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 11,447 GHS
2020 Average 10,610 GHS
Yearly Trough Low 10,594 GHS
Transaction Impact: A difference of 853.43 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.2878
2.1104
JanuMarcMayJulySeptNove

XCD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 2.1433, compared to 2.2400 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0968 points.

H1 Avg (JanтАУJun) 2.1433
H2 Avg (JulтАУDec) 2.2400

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0470 GHS (High: 2.2135 / Low: 2.1665). On the other end, April was the most stable month, with a tight range of 0.0121 GHS (High: 2.1435 / Low: 2.1314).

July Spread (Volatile) ┬▒0.0470
April Spread (Stable) ┬▒0.0121

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0217 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0217

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 2.2730) against the same month in 2020 (average: 2.1714), the exchange rate shifted by +0.1016 (+4.68%).

2021 Avg (December) 2.2730
2020 Avg (December) 2.1714

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 2.1828 2.1556 2.1659
February 2.1568 2.1270 2.1442
March 2.1393 2.1187 2.1251
April 2.1435 2.1314 2.1378
May 2.1446 2.1221 2.1361
June 2.1646 2.1387 2.1504
July 2.2135 2.1665 2.1957
August 2.2379 2.2012 2.2271
September 2.2426 2.2051 2.2323
October 2.2586 2.2368 2.2463
November 2.2756 2.2490 2.2657
December 2.2894 2.2500 2.2730