YEARLY HIGH
3.4507 MAD
YEARLY LOW
3.2543 MAD
YEARLY AVERAGE
3.3265 MAD

2021 XCD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 3.4507. Conversely, the yearly low was recorded on May 25, dropping to 3.2543.

This high-to-low spread represents a total annual volatility of 0.1964 MAD. From a start-to-finish perspective, comparing the January average rate of 3.2953 to the December average rate of 3.4248, the exchange rate registered a net change of 3.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.4507 was down 9.47% compared to the 2020 peak of 3.8115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 17,254 MAD
2020 Average 17,567 MAD
Yearly Trough Low 16,272 MAD
Transaction Impact: A difference of 982.04 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.4396
3.2613
JanuMarcMayJulySeptNove

XCD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3.3013, compared to 3.3517 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0504 points.

H1 Avg (JanтАУJun) 3.3013
H2 Avg (JulтАУDec) 3.3517

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0750 MAD (High: 3.4268 / Low: 3.3518). On the other end, October was the most stable month, with a tight range of 0.0184 MAD (High: 3.3592 / Low: 3.3407).

November Spread (Volatile) ┬▒0.0750
October Spread (Stable) ┬▒0.0184

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0374 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3.4248) against the same month in 2020 (average: 3.3237), the exchange rate shifted by +0.1011 (+3.04%).

2021 Avg (December) 3.4248
2020 Avg (December) 3.3237

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 3.3188 3.2561 3.2953
February 3.3323 3.2896 3.3096
March 3.3588 3.3058 3.3325
April 3.3522 3.2853 3.3136
May 3.3179 3.2543 3.2762
June 3.2997 3.2598 3.2805
July 3.3199 3.2972 3.3082
August 3.3330 3.2915 3.3190
September 3.3543 3.3005 3.3182
October 3.3592 3.3407 3.3505
November 3.4268 3.3518 3.3897
December 3.4507 3.4061 3.4248