YEARLY HIGH
6.0217 ZAR
YEARLY LOW
4.9671 ZAR
YEARLY AVERAGE
5.4725 ZAR

2021 XCD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 6.0217. Conversely, the yearly low was recorded on June 6, dropping to 4.9671.

This high-to-low spread represents a total annual volatility of 1.0546 ZAR. From a start-to-finish perspective, comparing the January average rate of 5.5939 to the December average rate of 5.8758, the exchange rate registered a net change of 5.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.0217 was down 15.55% compared to the 2020 peak of 7.1303, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 30,109 ZAR
2020 Average 30,470 ZAR
Yearly Trough Low 24,835 ZAR
Transaction Impact: A difference of 5,273.13 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.9481
5.0804
JanuMarcMayJulySeptNove

XCD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 5.3827, compared to 5.5624 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.1797 points.

H1 Avg (JanтАУJun) 5.3827
H2 Avg (JulтАУDec) 5.5624

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.5014 ZAR (High: 6.0217 / Low: 5.5203). On the other end, April was the most stable month, with a tight range of 0.1830 ZAR (High: 5.4247 / Low: 5.2418).

November Spread (Volatile) ┬▒0.5014
April Spread (Stable) ┬▒0.1830

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2075 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 5.7570) against the same month in 2020 (average: 5.7434), the exchange rate shifted by +0.0136 (+0.24%).

2021 Avg (November) 5.7570
2020 Avg (November) 5.7434

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 5.7422 5.4225 5.5939
February 5.5929 5.3465 5.4651
March 5.7480 5.4175 5.5453
April 5.4247 5.2418 5.3378
May 5.3635 5.0775 5.2012
June 5.3108 4.9671 5.1527
July 5.4931 5.2467 5.3678
August 5.6696 5.2974 5.4741
September 5.6145 5.2342 5.3945
October 5.6418 5.3318 5.5051
November 6.0217 5.5203 5.7570
December 5.9711 5.7503 5.8758