YEARLY HIGH
0.5818 PHP
YEARLY LOW
0.4991 PHP
YEARLY AVERAGE
0.5445 PHP

2025 XPF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 0.5818. Conversely, the yearly low was recorded on January 2, dropping to 0.4991.

This high-to-low spread represents a total annual volatility of 0.0826 PHP. From a start-to-finish perspective, comparing the January average rate of 0.5071 to the December average rate of 0.5777, the exchange rate registered a net change of 13.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5818 was up 8.30% compared to the 2024 peak of 0.5372, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 2,909 PHP
2024 Average 2,598 PHP
Yearly Trough Low 2,496 PHP
Transaction Impact: A difference of 413.25 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5848
0.4991
JanuMarcMayJulySeptNove

XPF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.5231, compared to 0.5658 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0427 points.

H1 Avg (JanтАУJun) 0.5231
H2 Avg (JulтАУDec) 0.5658

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0280 PHP (High: 0.5462 / Low: 0.5182). On the other end, August was the most stable month, with a tight range of 0.0086 PHP (High: 0.5612 / Low: 0.5526).

April Spread (Volatile) ┬▒0.0280
August Spread (Stable) ┬▒0.0086

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0096 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.5777) against the same month in 2024 (average: 0.5127), the exchange rate shifted by +0.0649 (+12.67%).

2025 Avg (December) 0.5777
2024 Avg (December) 0.5127

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 0.5127 0.4991 0.5071
February 0.5104 0.5017 0.5063
March 0.5251 0.5039 0.5198
April 0.5462 0.5182 0.5353
May 0.5303 0.5198 0.5256
June 0.5571 0.5309 0.5447
July 0.5628 0.5528 0.5569
August 0.5612 0.5526 0.5574
September 0.5728 0.5565 0.5632
October 0.5772 0.5640 0.5693
November 0.5749 0.5640 0.5703
December 0.5818 0.5687 0.5777