YEARLY HIGH
1.0514 NAD
YEARLY LOW
0.9320 NAD
YEARLY AVERAGE
1.0001 NAD

2021 ZAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 8, valuing the pair at 1.0514. Conversely, the yearly low was recorded on November 2, dropping to 0.9320.

This high-to-low spread represents a total annual volatility of 0.1194 NAD. From a start-to-finish perspective, comparing the January average rate of 0.9977 to the December average rate of 1.0017, the exchange rate registered a net change of 0.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0514 was down 3.58% compared to the 2020 peak of 1.0905, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 52,569 NAD
2020 Average 50,038 NAD
Yearly Trough Low 46,600 NAD
Transaction Impact: A difference of 5,969.43 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0197
0.9912
JanuMarcMayJulySeptNove

ZAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 0.9986, compared to 1.0015 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.0029 points.

H1 Avg (JanтАУJun) 0.9986
H2 Avg (JulтАУDec) 1.0015

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0931 NAD (High: 1.0366 / Low: 0.9434). On the other end, December was the most stable month, with a tight range of 0.0212 NAD (High: 1.0134 / Low: 0.9923).

August Spread (Volatile) ┬▒0.0931
December Spread (Stable) ┬▒0.0212

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0174 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 1.0173) against the same month in 2020 (average: 1.0047), the exchange rate shifted by +0.0126 (+1.25%).

2021 Avg (September) 1.0173
2020 Avg (September) 1.0047

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 1.0133 0.9750 0.9977
February 1.0156 0.9613 0.9977
March 1.0143 0.9811 0.9997
April 1.0342 0.9875 1.0035
May 1.0129 0.9879 0.9992
June 1.0093 0.9566 0.9941
July 1.0196 0.9801 1.0021
August 1.0366 0.9434 0.9936
September 1.0514 0.9836 1.0173
October 1.0185 0.9805 0.9999
November 1.0159 0.9320 0.9944
December 1.0134 0.9923 1.0017