2020 MRO to GHS Historical Review

YEARLY HIGH

0.0167 GHS

YEARLY LOW

0.0149 GHS

YEARLY AVERAGE

0.0161 GHS

2020 MRO to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MRO to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0167. Conversely, the yearly low was recorded on February 22, dropping to 0.0149.

This high-to-low spread represents a total annual volatility of 0.0018 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0158 to the December average rate of 0.0164, the exchange rate registered a net change of 3.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0167 was down 58.88% compared to the 2019 peak of 0.0407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 84 GHS

2019 Average 75 GHS

Yearly Trough Low 75 GHS

Transaction Impact: A difference of 9.14 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0166

0.0149

JanuMarcMayJulySeptNove

MRO to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0158, compared to 0.0163 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0158

H2 Avg (Jul–Dec) 0.0163

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0011 GHS (High: 0.0162 / Low: 0.0151). On the other end, August was the most stable month, with a tight range of 0.0001 GHS (High: 0.0162 / Low: 0.0161).

March Spread (Volatile) ±0.0011

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0008 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0164) against the same month in 2019 (average: 0.0160), the exchange rate shifted by +0.0005 (+2.99%).

2020 Avg (December) 0.0164

2019 Avg (December) 0.0160

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0160	0.0154	0.0158
February	0.0154	0.0149	0.0151
March	0.0162	0.0151	0.0156
April	0.0163	0.0159	0.0162
May	0.0163	0.0161	0.0162
June	0.0163	0.0161	0.0162
July	0.0163	0.0161	0.0162
August	0.0162	0.0161	0.0162
September	0.0163	0.0162	0.0162
October	0.0164	0.0162	0.0163
November	0.0164	0.0163	0.0163
December	0.0167	0.0164	0.0164