YEARLY HIGH
0.1857 HRK
YEARLY LOW
0.1545 HRK
YEARLY AVERAGE
0.1688 HRK

2020 MUR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MUR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 0.1857. Conversely, the yearly low was recorded on December 3, dropping to 0.1545.

This high-to-low spread represents a total annual volatility of 0.0311 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1832 to the December average rate of 0.1564, the exchange rate registered a net change of -14.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1857 was down 3.32% compared to the 2019 peak of 0.1921, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MUR based on timing:

Yearly Peak High 928 HRK
2019 Average 932 HRK
Yearly Trough Low 773 HRK
Transaction Impact: A difference of 155.75 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1862
0.1537
JanuMarcMayJulySeptNove

MUR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1772, compared to 0.1605 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0167 points.

H1 Avg (Jan–Jun) 0.1772
H2 Avg (Jul–Dec) 0.1605

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0112 HRK (High: 0.1688 / Low: 0.1577). On the other end, January was the most stable month, with a tight range of 0.0020 HRK (High: 0.1839 / Low: 0.1819).

July Spread (Volatile) ±0.0112
January Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0056 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.1835) against the same month in 2019 (average: 0.1906), the exchange rate shifted by -0.0071 (-3.74%).

2020 Avg (February) 0.1835
2019 Avg (February) 0.1906

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1839 0.1819 0.1832
February 0.1857 0.1797 0.1835
March 0.1839 0.1729 0.1782
April 0.1786 0.1735 0.1761
May 0.1758 0.1700 0.1739
June 0.1708 0.1663 0.1683
July 0.1688 0.1577 0.1645
August 0.1609 0.1583 0.1598
September 0.1634 0.1592 0.1608
October 0.1626 0.1591 0.1614
November 0.1626 0.1585 0.1600
December 0.1574 0.1545 0.1564