2012 MVR to BIF Historical Review

YEARLY HIGH

103.4420 BIF

YEARLY LOW

91.0362 BIF

YEARLY AVERAGE

95.3828 BIF

2012 MVR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MVR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 103.4420. Conversely, the yearly low was recorded on January 27, dropping to 91.0362.

This high-to-low spread represents a total annual volatility of 12.4058 BIF. From a start-to-finish perspective, comparing the January average rate of 92.1756 to the December average rate of 99.1757, the exchange rate registered a net change of 7.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 103.4420 was up 7.47% compared to the 2011 peak of 96.2475, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 517,210 BIF

2011 Average 444,240 BIF

Yearly Trough Low 455,181 BIF

Transaction Impact: A difference of 62,029.14 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

100.4888

91.4198

JanuMarcMayJulySeptNove

MVR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 94.7738, compared to 95.9919 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2181 points.

H1 Avg (Jan–Jun) 94.7738

H2 Avg (Jul–Dec) 95.9919

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 12.1172 BIF (High: 103.4420 / Low: 91.3248). On the other end, August was the most stable month, with a tight range of 1.4495 BIF (High: 94.2583 / Low: 92.8088).

July Spread (Volatile) ±12.1172

August Spread (Stable) ±1.4495

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 4.4285 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -4.4285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 95.3046) against the same month in 2011 (average: 87.1270), the exchange rate shifted by +8.1776 (+9.39%).

2012 Avg (July) 95.3046

2011 Avg (July) 87.1270

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	93.9652	91.0362	92.1756
February	92.8975	91.2374	92.3175
March	92.9802	91.2091	92.1905
April	98.0232	91.0648	93.4135
May	100.1871	96.5541	98.8123
June	100.8171	98.8703	99.7331
July	103.4420	91.3248	95.3046
August	94.2583	92.8088	93.7542
September	96.1430	92.7534	94.4510
October	96.6994	95.0492	96.2175
November	98.8560	95.0038	97.0482
December	100.4146	97.0904	99.1757