2020 MVR to GHS Historical Review

YEARLY HIGH

0.3866 GHS

YEARLY LOW

0.3445 GHS

YEARLY AVERAGE

0.3716 GHS

2020 MVR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MVR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.3866. Conversely, the yearly low was recorded on February 17, dropping to 0.3445.

This high-to-low spread represents a total annual volatility of 0.0421 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3657 to the December average rate of 0.3807, the exchange rate registered a net change of 4.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3866 was down 59.02% compared to the 2019 peak of 0.9432, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 1,933 GHS

2019 Average 1,745 GHS

Yearly Trough Low 1,722 GHS

Transaction Impact: A difference of 210.35 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3840

0.3449

JanuMarcMayJulySeptNove

MVR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3663, compared to 0.3770 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 0.3663

H2 Avg (Jul–Dec) 0.3770

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0270 GHS (High: 0.3750 / Low: 0.3480). On the other end, August was the most stable month, with a tight range of 0.0020 GHS (High: 0.3758 / Low: 0.3738).

March Spread (Volatile) ±0.0270

August Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0176 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.3807) against the same month in 2019 (average: 0.3690), the exchange rate shifted by +0.0118 (+3.19%).

2020 Avg (December) 0.3807

2019 Avg (December) 0.3690

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3695	0.3558	0.3657
February	0.3558	0.3445	0.3481
March	0.3750	0.3480	0.3614
April	0.3782	0.3689	0.3746
May	0.3756	0.3710	0.3732
June	0.3766	0.3706	0.3747
July	0.3774	0.3731	0.3750
August	0.3758	0.3738	0.3746
September	0.3768	0.3746	0.3756
October	0.3790	0.3759	0.3773
November	0.3803	0.3777	0.3788
December	0.3866	0.3780	0.3807