YEARLY HIGH
3.8617 PHP
YEARLY LOW
3.5802 PHP
YEARLY AVERAGE
3.7341 PHP

2025 MVR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MVR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 3.8617. Conversely, the yearly low was recorded on May 24, dropping to 3.5802.

This high-to-low spread represents a total annual volatility of 0.2815 PHP. From a start-to-finish perspective, comparing the January average rate of 3.7950 to the December average rate of 3.8142, the exchange rate registered a net change of 0.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.8617 was down 2.90% compared to the 2024 peak of 3.9772, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 19,309 PHP
2024 Average 18,599 PHP
Yearly Trough Low 17,901 PHP
Transaction Impact: A difference of 1,407.63 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.8440
3.5788
JanuMarcMayJulySeptNove

MVR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7054, compared to 3.7628 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0574 points.

H1 Avg (Jan–Jun) 3.7054
H2 Avg (Jul–Dec) 3.7628

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.1308 PHP (High: 3.7838 / Low: 3.6529). On the other end, November was the most stable month, with a tight range of 0.0348 PHP (High: 3.8386 / Low: 3.8038).

July Spread (Volatile) ±0.1308
November Spread (Stable) ±0.0348

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0851 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0851

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 3.8121) against the same month in 2024 (average: 3.7434), the exchange rate shifted by +0.0687 (+1.83%).

2025 Avg (October) 3.8121
2024 Avg (October) 3.7434

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8318 3.7634 3.7950
February 3.7984 3.7482 3.7670
March 3.7631 3.7125 3.7271
April 3.7297 3.6218 3.6860
May 3.6284 3.5802 3.6009
June 3.7206 3.5999 3.6565
July 3.7838 3.6529 3.6926
August 3.7510 3.6570 3.7043
September 3.8076 3.6792 3.7317
October 3.8617 3.7843 3.8121
November 3.8386 3.8038 3.8219
December 3.8578 3.7898 3.8142