2020 MVR to PKR Historical Review

YEARLY HIGH

10.9665 PKR

YEARLY LOW

9.9388 PKR

YEARLY AVERAGE

10.4896 PKR

2020 MVR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MVR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 10.9665. Conversely, the yearly low was recorded on March 3, dropping to 9.9388.

This high-to-low spread represents a total annual volatility of 1.0277 PKR. From a start-to-finish perspective, comparing the January average rate of 10.0119 to the December average rate of 10.3989, the exchange rate registered a net change of 3.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 10.9665 was up 3.47% compared to the 2019 peak of 10.5992, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 54,833 PKR

2019 Average 48,630 PKR

Yearly Trough Low 49,694 PKR

Transaction Impact: A difference of 5,138.64 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.0022

9.8995

JanuMarcMayJulySeptNove

MVR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3364, compared to 10.6427 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3063 points.

H1 Avg (Jan–Jun) 10.3364

H2 Avg (Jul–Dec) 10.6427

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.8620 PKR (High: 10.8007 / Low: 9.9388). On the other end, December was the most stable month, with a tight range of 0.0735 PKR (High: 10.4328 / Low: 10.3592).

March Spread (Volatile) ±0.8620

December Spread (Stable) ±0.0735

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3126 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 10.9103) against the same month in 2019 (average: 10.3027), the exchange rate shifted by +0.6076 (+5.90%).

2020 Avg (August) 10.9103

2019 Avg (August) 10.3027

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0751	9.9880	10.0119
February	10.0271	9.9484	9.9914
March	10.8007	9.9388	10.2502
April	10.8786	10.3534	10.6763
May	10.5388	10.2589	10.3637
June	10.9188	10.5184	10.7250
July	10.9107	10.7879	10.8557
August	10.9665	10.7388	10.9103
September	10.8117	10.7319	10.7767
October	10.7186	10.4121	10.5705
November	10.4536	10.2628	10.3443
December	10.4328	10.3592	10.3989